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Columbus to Cleveland, Ohio

Hail or wind damage to your roof?

Hail bruises and cracks shingles in ways that are hard to see from the ground, and wind can lift or tear shingles off entirely. A free inspection from an independent local roofer tells you whether you have storm damage worth an insurance claim, before small problems turn into leaks.

  • 100% free for homeowners. No obligation.
  • Independent local contractors, not us, do the work
  • Help documenting damage for insurance

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Type of damage* (select all that apply)
Filing an insurance claim?*

Ohio Damage Response is a free referral service, not a contractor.

Signs of roof & hail damage

  • Dark spots or dents on shingles where granules were knocked off
  • Granules collecting in gutters or at downspout outlets
  • Dented gutters, downspouts, vents, or AC fins (a good clue hail was big enough to matter)
  • Missing, creased, or lifted shingles after high winds
  • New ceiling stains or attic drips after a storm

What to do first

  1. Stay off the roof. Look from the ground and photograph everything, including dented gutters, cars, and outdoor furniture.
  2. Write down the storm date and time. Your insurer will ask for it.
  3. If water is coming in, make temporary repairs (tarping) and save receipts; most policies expect you to prevent further damage.
  4. Get a professional inspection before you call the claim in, so you know whether damage is real.
  5. Read your policy for deadlines; many policies limit how long after a storm you can file.

How Ohio Damage Response works

  1. Tell us what happened using the form (about 60 seconds, photos optional).
  2. Get matched with up to three independent contractors who serve your ZIP code.
  3. Free inspection: the contractor inspects, documents damage, and quotes. You decide whether to hire anyone.

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Frequently asked questions

Does homeowners insurance cover hail damage to a roof?

Usually yes. Standard Ohio homeowners policies typically cover sudden hail and wind damage, minus your deductible. Some policies pay only actual cash value on older roofs or have a separate wind/hail deductible, so check your declarations page.

How do I know if hail damaged my roof?

Look for dented gutters, vents, and downspouts and granules washing out of downspouts. Damage to the shingles themselves (bruises, cracks, exposed mat) is hard to see from the ground, so a roofer inspection is the reliable way to confirm it.

How long do I have to file a hail claim in Ohio?

It depends on your policy, not a single state rule. Many policies require notice "promptly" and set a time limit, often around one year from the storm. Check your policy and file as soon as you have confirmed damage.

Will filing a hail claim raise my premium?

A weather claim affects everyone in an area, and insurers generally treat it differently from at-fault claims, but rates and renewals vary by company. Ask your agent before filing if you are concerned.

Should I let a storm chaser inspect my roof?

Be careful with door-to-door crews that appear after storms. Ask for a local address, proof of insurance, references, and any city registration, and never sign a contract that hands over your insurance claim before you understand it.

Referral disclosure: Ohio Damage Response is a free referral service, not a contractor, insurer, or public adjuster. We do not perform work. Independent contractors may pay us a referral fee. Verify any contractor's licensing/registration, insurance, and references before hiring.